Loan

STUDENT LOAN PAYOFF CELEBRATION | Jabar Post Indonesia

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STUDENT LOAN PAYOFF CELEBRATION | Jabar Post Indonesia

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient (i.e. the borrower) incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

The document evidencing the debt, e.g. a promissory note, will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.

The interest provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent.

Acting as a provider of loans is one of the main activities of financial institutions such as banks and credit card companies. For other institutions, issuing of debt contracts such as bonds is a typical source of funding.



On August 6th, 2019 I finally made my last student loan payment – the end of a ten year long, $222,817.26 struggle (that started off as a $147,602.95 long struggle before interest kicked in).

Money, Baby Dancers: Darien Labeach and Caitlin Davey
Money, Baby Choreo: Kristel Baldoz
Friends Friends Friends: Nadio Neophytou, Swathi Ghanta, Kristel Baldoz, Sandie Cheng, John Santore
Original Music: Lizzo
Music Remix: Kevin Lim
DP + Post + Emotional and Physical Support: Apollo Baldoz
Studio: Alejandro Mejia

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42 Comments

  1. Make America Better Already…
    I would be doing a video dance too. And asking for the wage is easier than you realize, I have faced this challenge, got laughed and sneered at, undervalued and left where I ended up getting paid more than anyone in that entire office elsewhere.
    If you put in all that goddam work at school DEMAND your worth! There are too many people too scared to, and you CAN rise above, only your mind and fear is holding you back!

  2. Much love to you!! <3 I would of made a similar video if I had gone through that. You're SO super duper incredible! Now America needs to fix this shit, cuz it ain't fair!! I chose not to go to school because I didn't want to have debt. This isn't the way America should be. But still you made a fab-tastic video, you're hilarious and I loved every moment!!

  3. Ok I was cool with the video until the wage gap came into it. Women do not earn less money. It is merely the fact that as a gender men in whole get more money. This is not because of gender but of different life choices and ambitions. More women go into teaching roles and more men go into computer engineering roles. Once again not because of discrimination but because of different interests. There are far more men playing video games so there will be far more men going into development roles.

    These statistics come from all people in all jobs and do not account for the many differences between people and their chosen careers. If you had match for match with two people one male one female who have worked the same hours(including overtime) put the same amount of effort in and put themselves forward for positions then yes that would be discrimination but that isn't how it goes.

    Tell me this. If companies paid women far less why not solely employ a female workforce to reduce costs? You know why because its bullshit. You know why she made 40% more money because she worked for it. There is no "patriarchy" holding people down anymore you have to work for what you want as an individual.

    I spent too long on this………

  4. I'm happy she paid off student loans but when she started talking about the wage gap, even though the is wrong, it put the mood into a different climate, I was hoping when was going to talk about how college is too expensive and the government should step in to help solve student loans.

  5. I am so happy for you! There was so much adversities (and the fact that higher education is hella expensive) YOU DID IT! I may not know you, but I am happy and proud, and am glad you are too. ❤

  6. I'm so sorry your family ended up in bits.

    America with its imaginary price tags. It gives you a choice of slaving youserlf or sacrificing your mental health (I don't know if the financial struggle drove your father to commit suicide – I hope not).

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