Insurance

Life Insurance LEADS/LIVES… Serious message | Jabar Post Indonesia

Life Insurance LEADS/LIVES… Serious message | Jabar Post Indonesia/a> – This time JabarPost.Net will discuss about Life Insurance.

The following is Life Insurance LEADS/LIVES… Serious message. And for those of you who want to find a similar explanation, you can search in the Insurance category

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Life Insurance LEADS/LIVES… Serious message | Jabar Post Indonesia

Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.

Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion.

Modern life insurance bears some similarity to the asset management industry[1] and life insurers have diversified their products into retirement products such as annuities.[2]

Life-based contracts tend to fall into two major categories:

Protection policies: designed to provide a benefit, typically a lump sum payment, in the event of a specified occurrence. A common form—more common in years past—of a protection policy design is term insurance.

Investment policies: the main objective of these policies is to facilitate the growth of capital by regular or single premiums. Common forms (in the U.S.) are whole life, universal life, and variable life policies.



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Www.lifenowlived.com

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6 Comments

  1. Hey Christine I have a question, I recently got into the life insurance business and their seems to be a lot of unethical practices at my company to try to get in the door, is this what you do as well at Lincoln heritage? I’m just curious t see if other places are the same because I was really excited to help families and loved the benefits our company. Come to find out our company uses lies and trickery such as using a bogus $4000 policy that they already have and some other things. Also are your leads cold? And do you hot knock?

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