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Insurance Companies Launch Anti Medicare For All Propaganda Campaign | Jabar Post Indonesia

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Insurance Companies Launch Anti Medicare For All Propaganda Campaign | Jabar Post Indonesia

An advertising poster for a Dutch insurance company from c. 1900–1918 depicts an armoured knight.

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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

An entity which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter. A person or entity who buys insurance is known as an insured or as a policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and usually involves something in which the insured has an insurable interest established by ownership, possession, or pre-existing relationship.

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured. The amount of money charged by the insurer to the Policyholder for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster. The insurer may hedge its own risk by taking out reinsurance, whereby another insurance company agrees to carry some of the risk, especially if the primary insurer deems the risk too large for it to carry.



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49 Comments

  1. I work in the healthcare industry. How come that add didn’t talk about the real reason it takes so long for a procedure. The real reason is the insurance company refuses to approve procedures. The provider orders a procedure because, the provider feels the patient needs it! The insurance companies refuse to cover the procedures, as if they know better than the provider, for what is necessary for the patients well being.
    Maybe if we have Medicare for all….the government will be forced to stop feeding Americans food that is laced in pesticides! It will be forced to cure! In Italy or France ( one of those two) providers are rewarded for improving a patients health! Let’s do this, let’s campaign to Make America Healthy! Let’s force the system to cure us, not rob us!

  2. socialized healthcare… the best at making people wait in lines that go all the way around the block just to check in so you can sit on the ground outside waiting for your number to be called to get in and see a doctor.

    Yes, I've seen it in action in many 3rd world countries. It always looks the same.

  3. Need a new ad campaign: Brain surgery, inferior care and bankruptcy. Cancer, inferior care and bankruptcy. Back surgery, inferior care and bankruptcy. Etc.

  4. Medicare for all… so instead of paying the health insurance companies who have to compete with one another to get your business, the government will now control healthcare. Good idea, let's give the government the monopoly on healthcare. Questions:

    Who will be in charge of running this new, massive insurance plan that has to care for over 320 million people?

    Well, since you'll be getting rid of the insurance companies and destroying all those jobs, you'll have to consolidate all those companies in order to maintain a network of customer service representatives, billing departments, etc in order to keep things running.

    So who is going to be in the executive level positions over all those different departments that have now been consolidated from all the different insurance companies? Or, in other words, who has enough experience running an organization of that size and can now fulfill that role for the government?

    Probably the executives who ran all those insurance companies.

    So those corrupt executives are the only ones with the experience necessary to run this new monopolized organization to make sure it doesn't fail for clerical reasons. Now you want to give them the power to tell the IRS how much money they need to get out of the American people in order pay for monopolized healthcare?

    Well, we can try to make sure the people running the show aren't corrupt. That way we won't have to worry about this costing people a 90% tax rate.

    What happens if Republicans get back into the white house after you have given the full power to a monopolized healthcare system to the government? It seems you're only thinking 4 years ahead and not looking at the possibility that you're giving too much power to the government by saying "here, have this blank check, tax me at whatever rate you want, just give me healthcare."
    No, bernie wouldn't do that. He has such a great voting record in the senate and he's always been consistent. He wouldn't be corrupt.

    Ok, but did you think about the fact that he's already over 80 and won't be around forever? Did you think about the fact that someday, corrupt people may get full control and use that power in very dishonorable ways?

    Well, I think we can trust our government to not be wasteful and ensure that our money is being used wisely.

    So you believe the government won't take more money than they need and pay themselves and take nice little vacations? You believe the government isn't wasteful in the way the DMV is run, the way the USPS is run, the way the military is run?

    Well, those are only a couple of examples. And the military industrial complex is the reason the military eats up so much money. This would actually cost us less than what we're paying for healthcare right now.

    Ok, so how does it get paid for?

    It's an additional tax taken out of our paycheck by the government to pay for it.

    Have they ever told you how much that tax will be?

    No.
    Don't you think that's kind of important before you make the claim that it's going to be cheaper? Did you not do the due diligence and simply assume politicians were telling you the truth when they claimed this would be cheaper?

    Every other country that does this pays less than we do per person.

    So are you claiming that this will be cheaper to each person, or that it will be cheaper as an entire program?

    Both. It'll be cheaper for everyone.

    So is the government going to finally regulate the cost of certain medical procedures? I don't understand how it can possibly cost less when this is likely to open the doors for more people to go to the hospital and be seen by doctors. Will this somehow magically make the procedures that are currently being done go away? Or is the government going to regulate the medical sector and make them stop charging ridiculous rates for the procedures? (kind of like college tuition, but that's another conversation)

    It'll be cheaper because you won't be paying any premiums.

    Right, but you'll have money taken out of your paycheck that you'll never see.

    Yes, but it'll be cheaper.

    How do you know if they haven't told you what that amount will be?

    Because other countries do it for cheaper, so we can too.

    So you're trusting that the politicians won't ever abuse this tax and take a little extra from the American people in order to pay themselves and their golf buddies the way they currently do? Also, since this comes out of your paycheck, is this going to only be provided for people who work and their families?

    No, that's racist and xenophobic.

    What? I didn't say anything against a specific race or ethnicity.

    It's racist because you just assumed that people that aren't white can't get a job.

    Can I speak to someone reasonable for a moment here? Hello, how are you. Could you answer my question?

    Yes, I can. Of course we can't only give it to people who work. What about people who can work due to disability or complications.

    Ok, so we can ensure healthcare is extended to the disabled then. How about now?

    Well, no. We still have to ensure everyone is taken care of in this country.

    I'd like to have everyone taken care of as well, but what about people who get paid under-the-table and don't contribute to this system? What about people who enter this country illegally? How do we justify providing healthcare to anyone who wants it, but at the same time advocate that we should open our doors to hundreds of thousands of new people per month from 3rd world countries? How can we offer them free healthcare at the expense of the American tax-payer?

    What you're saying is very xenophobic and racist.

    I feel that this is a common sense question. If healthcare is going to paid for by taxes and it costs a good deal of money, should we implement some controls to ensure this is going to be used by those who are citizens of this country, work, pay taxes, or are disabled but still citizens. Otherwise, why don't we just tell everyone to stay right where they are and offer to send doctors all over the world, build hospitals and other infrastructure and the American tax-payer will foot the bill? Oh wait… we already do that. That's called the United States Military. Supplied by that military industrial complex. They transport food and aid all over the world that feeds tens of millions, fight against warlords who murder over 300,000 in Somalia through starvation, warlords and nations who still practice slavery and sex-trafficking, and send their medical teams all around the world to give vaccinations as well as provide medical and dental care, and send engineers all around the world to help build infrastructure to supply villages with clean water and produce food.

    Uhhh…….

    Sorry, did you not get all that? I'm really just trying to figure out why there can't be any sort of controls in this system. I'm all for providing everyone with quality health care and ensuring our society is healthy and well. That helps us all when our society is healthy. But surely we can't just leave the door open and give everything out to anyone for free.

  5. i desperately want every American to live abroad for a year… Any fucking country… Thailand, Estonia, South Korea, Germany, wherever the fuck.
    The average American has no idea how fucking large they're being lied to.

  6. This idiot wants medicare for all , and all Democratic candidates want medicare for illegals. Which will totally screw all the seniors who paid into Medicare for decades.

  7. What a load of crap. In Canada, if you are in dire straits, you NEVER wait. It's only if you CAN wait that you do because there are often people worse off than you are. I'd rather be in better shape and able to wait than to need immediate care. The longest I've waited for anything was one month for gall bladder removal. No big deal. This is all a terrible bunch of lies told by psychopathic Americans who just want to keep taking people's money and want to keep Americans dying due to a lack of unlimited money.

    Every first-world country in the world has a public health-care system. I guess that the USA is no longer first-world.

  8. I have private insurance. I've been denied a CT scan, that my doctor prescribed, when I had a day long dizzy spell. This is what private insurance does. This is why it needs to be abolished. How can these institutions decide over a doctor?

    My doctor was even pissed off that it happened.

    Bernie is the only one proven to understand this from last night's debate.

  9. I have noticed that when they publish propaganda, the 1st thing the do is disable likes, dislikes and comments. They never want to be proven wrong. They don't want any feedback. They don't want any opinions or difference in opinions. They just what to tell you what to think. Scumbags. Also…when ever a corporation publish a commercial that shows what angels they are and how the benefit the planet…..well, go back in time and do some homework. Look for lawsuits and other illustrations of the recent crimes committed.

  10. It's considered a debatable issue because we have people in this country who want to debate facts, because we have people who want to make facts debatable, the evil greedy people are using the delusional people.

  11. This ad is basically what my republican buddy (who works with immigration) says when asked about Medicare for all. His wife is from Spain, but I don't think he understands the inner-workings of the European health care system.

  12. Health care who cares about people when there's money to be made, unless it's for them. Them I mean the people getting rich off of something that should be a human right.

  13. You stupid fuckers medicare SUCKS. You all think it's good. FACT NO DENTAL, NO VISION, NO DURABLE MEDICAL EQUIPTMENT. GEE I CAN'T WAIT FOR YOU DUMB ASS'S TO GET MEDICARE. YOU WILL MOST LIKELY BE DEAD SOON AFTER

  14. there are options in some of the plans to still allow for private insurance, plus the existing medicare does already have a supplemental private option. i do not know exactly how it would work if available for everyone, but a medicare for all may still have a private element to it. depends on who ends up launching it.

  15. I have a chronic illness, and fortunately our relatively new Dem governor in LA. finally accepted Medicaid money after Jindal refused to take it for years; I finally got on medicaid, but my options are to wait 3 weeks and drive 16 miles (32 round trip) to see a doctor I can't stand who doesn't listen to a word I say (english is her 2nd or 3rd language, but that isn't the real problem) after waiting 3 hours in a nasty crowded waiting room or drive 45 miles (90 round trip) to see an NP in the sticks. I was referred to a specialist 6 month ago and am still waiting for an appointment.
    Worse, the doctor prescribes a medicine, but the medicaid program insisted it be substituted for a cheaper medicine, so I had to wait for the doctor to be notified and then write a new prescription. I finally got the substitute medicine and it almost killed me. Turns out it was contraindicated with something else AND I am allergic to an ingredient in the meds.
    I see another doctor for a different problem and pay out of pocket, and he prescribed a certain type of medicine but the medicaid plan said they only covered a different form of that medicine, so I had to wait for that doctor to be notified and write another prescription. I finally got the other form of the medicine (a sublingual medicine) and within two weeks I had to get three teeth pulled – the medicine literally dissolved my freaking teeth! Had to pay out of pocket for the dental work.
    Months later, I finally managed to switch medicaid plans and get a different form of the sublingual medicine and my teeth decay stopped, though the first type did A LOT of damage; the dentist said I need to get all my teeth pulled and replaced by dentures; estimated cost $8,000 for cheap dentures with no anchors. No anchors means your cheekbones will collapse in over time, eventually requiring replacement dentures.
    Yes, lovely system. And these greedy fucks are trying to scare me with wait times?! Wait times for what? To get the right meds? Already waited. To see a specialist? Already waiting, thank you. To get dentures? There's a big difference between 2 months and never.
    Despite all that, I'd take full campaign finance reform and bold climate action over medicare for all of it came down to a choice. I may not be around to see it, but I'll be damned if I let the shortsighted greed and lack of political will of my generation be inflicted on younger humans.

  16. As a Canadian I can say yes- I had to wait weeks for an mri on my knee and get it treated. But that’s cause I can still walk on it and it was a super minor injury, that I then got treated completely for free. On the other hand when my mom got breast cancer, she was referred to an oncologist the same week and started treatment 10 days later…

  17. They did this in the 90s when bill clinton tried for healthcare reform. The people did not have internet like we have today so it was easier to believe what the insurance companies wanted you to believe. Access to people who live in countries with universal healthcare is our greatest weapon today! I see how wonderful a system it is when Canadians pity us. Its interesting to see the old propoganda videos https://youtu.be/Cd_xPNT1Fh8

  18. The brain surgery one said 28weeks. Which a little more then 6 months. My husband is getting a cyst in his brain removed and we have great insurance. You know what? The Neurosurgeon books about 6 months in advanced! So even with private insurance we are still waiting a long time!

    When we needed an MRI to see the cyst the hospital we were using could get us in for 8 weeks and the commercial says 11 weeks. We chose to go through a private MRI institute and got in with in a week.

    So in my experience we have waited just as long with private insurance as they are trying to say a Medicare for all system would take. This is a garbage commercial.

  19. Proponents of Medicare for all should avoid rebutting this talking point by citing wait list data. Because that is not what this is about. It is about fomenting hatred of the less well off among us in the U.S. It reminds me of the Romney's infamous "47%" speech. What this talking point is saying is that under medicare for all somebody with a job will have to wait in the same line for health care as destitute people without employment. And we should say, yes, you will have to get in line with the "47%" because they have as much right to receive mercy as somebody with money. The way health care works now is kind of like the way seating on an airline flight works. Those with money go the front of the line, and get treated very well, while those without money stay at the back and wait. Or they are not allowed to get in line at all because they are uninsured. Or they don't get in line because there is no way they can afford the out of pocket costs.

  20. Whenever people make this point, they never explain why they think "socialized medicine" would create wait lines, other than asserting that it's the case in other countries.

    Of course, the reason they think there would be wait lines is because more people would use the healthcare system if they could afford to. Under the current system, those people suffer without the care, and in many cases, die. So when people make this argument, they're saying that poor people should suffer so that wealthier people don't have to wait as long to get their healthcare.

  21. TAX PAYER SHARED CARE!!! No WAITING. because once USA joins, there will be no leverage against the other countries, to drag THEM DOWN. BTW we are WAITING fir care NOW Waiting until we have enough money for paying for the procedure.

  22. The whole narrative of the ad was "wait lines are a thing!"

    Meanwhile, let's completely ignore the people, who have terminal cancer, and are literally kicked off of their insurance plans, because their provider doesn't want to pay for their treatments.

    These people are going to lose the debate, and they already are, which is why they have to put these bullshit ads out.

  23. This is sooo bogus, as I said elsewhere, medicare for all does NOT prevent people who can afford it to pay for extra perks, such as shorter wait times. But if you can't afford that, well, perhaps waiting a bit more (and that also depends, urgent cases get pushed up the line, we're not monsters) is better than just lying down in a ditch, waiting to die miserably.
    Goddamn these arguments are below kindergarden.
    The only result will be that you'll have better quality private insurance, because instead of being the status quo, they'll have to prove their competence and quality. And you'll save a shitload of money in the process.

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