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FiNext Conference Singapore 2019 – Michele Tucci | Interview | Jabar Post Indonesia
An advertising poster for a Dutch insurance company from c. 1900–1918 depicts an armoured knight.
Financial market participants
Credit unions Insurance companies Investment banks Investment funds Pension funds
Prime brokers Trusts
Finance Financial market Participants Corporate finance Personal finance Public finance Banks and banking Financial regulation Fund governance
Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
An entity which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter. A person or entity who buys insurance is known as an insured or as a policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and usually involves something in which the insured has an insurable interest established by ownership, possession, or pre-existing relationship.
The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured. The amount of money charged by the insurer to the Policyholder for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster. The insurer may hedge its own risk by taking out reinsurance, whereby another insurance company agrees to carry some of the risk, especially if the primary insurer deems the risk too large for it to carry.
CredoLab – Better Credit Decisions.
CredoLab develops bank-grade digital scorecards built on mobile device data. Our pay-per-use solutions are available to banks, consumer finance companies, auto lenders, online and mobile lenders, insurance companies, and retailers. Using alternative data sources, CredoLab today is the most innovative way for financial institutions to efficiently achieve goals like financial inclusion, increasingly accurate credit scoring, and reaching new customer segments. Through a simple app, CredoLab’s AI-based proprietary algorithm analyses over tens and thousands of data points from the smartphone device, converting this digital footprint of customers to highly predictive scorecards.
Established in 2016 in Singapore, CredoLab has 44 financial institution clients in 12 countries. CredoLab is a venture built by FORUM and backed by Fintonia Group, and Walden International.
About the Conference:
We’re a Finance tech conference bringing together the best and brightest from the field of Finance under one roof on the 25th and 26th of April, 2019 in Singapore. We strive to provide a fruitful platform for Finance and Technology startups, SMEs, key decision makers, researchers, investors and people from the media to interact and build meaningful alliances.
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