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Best Insurance policy in India 2020 by Sandeep Maheshwari | Insurance Awareness | Jabar Post Indonesia

Best Insurance policy in India 2020 by Sandeep Maheshwari | Insurance Awareness | Jabar Post Indonesia/a> – This time JabarPost.Net will discuss about Life Insurance.

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Best Insurance policy in India 2020 by Sandeep Maheshwari | Insurance Awareness | Jabar Post Indonesia

Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.

Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion.

Modern life insurance bears some similarity to the asset management industry[1] and life insurers have diversified their products into retirement products such as annuities.[2]

Life-based contracts tend to fall into two major categories:

Protection policies: designed to provide a benefit, typically a lump sum payment, in the event of a specified occurrence. A common form—more common in years past—of a protection policy design is term insurance.

Investment policies: the main objective of these policies is to facilitate the growth of capital by regular or single premiums. Common forms (in the U.S.) are whole life, universal life, and variable life policies.



This is a Insurance Awareness video by Sandeep Maheshwari. Which life insurance policy is best for you in india in 2020. If you want to purchase a life insurance policy or looking for a Best insurance plan in india then watch this video.

Recommended Video: https://youtu.be/uI1-LB_cKfE

Basically There are two main life insurance plan one is Endowment and Second is Term Insurance.
Endowment Plan Means You will give X amount of money every year and you will get Y amount of money after 10 or 20 years.
Term Insurance Means you will give X (8000 rs) Amount of money every year and in case of death your family will get Y (1 crore) amount of money.

In Endowment or Ulip term insurance plan 20-30% percent commission is given to the Agent , that amount deducted from your premium.
That’s Why all agent force you to take Endowment plan because in term insurance they are very less commission.
In Inida Most people prefered LIC of India, LIC is the best life insurance company in india.

I think that after reading this you will get to know…. how to choose life insurance policy india 2019.
This Video is created by Sandeep maheshwari on Insuracne.
Many LIC agent call you for ULIP or Endowment plan but very rare LIC agaent call you for LIC Term insurance plan.
Next Time LIC agent call you then Ask for LIC TERM Insurance and how much premium you have to paid for 1 crore insurance. He will share the life insurance policy information.

This Life Insurance plan video in Hindi and Descriptio of Insurance in English that’s why we called it HINGLISH VIDEOS.

I hope that you will able to choose a best insurance plan for your family in 2020.

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Audio Credits: Angel Share Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/ 8trhhv45e5 r56hchzbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb3.0/ Disclaimer Message: This is an educational and non-commercial video meant only for inspiring the viewers. “All copyrights are acknowledged to their rightful owners. Hinglish Video does not claim to own any copyrights. The sole purpose of this video is to inspire, empower and educate the viewers.” Thank You So Much for supporting Us.

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